Ripple XRP cryptocurrency has been gathering steam for a while, and the momentum is strengthening. ‘How Do I Buy Ripple?’ is gaining traction, so we are providing you with an overview of the many ways to purchase XRP.

It is important to do your research before buying XRP and to seek the advice of a trained professional, such as a financial adviser.


Ripple is both a network and a cryptocurrency. Ripple is the company, who developed the platform and network; XRP is the cryptocurrency.

Ripple is a peer-to-peer payment network that allows users to send and receive money using cryptographic security with transactions taking 3-5 seconds.


If you’re interested in buying Ripple XRP cryptocurrency, there are several platforms and exchanges in which to do so.

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The world of crypto moves fast, and the last thing you want is to find yourself waiting for a bank deposit to clear. With CoinJar you can use your Visa or Mastercard to buy XRP in seconds with an initial investment of just £5.

Why we like it

Once the money lands in your Coinjar account, you can buy Ripple at a commission rate of 1%. The other option is to carry out an instant purchase of XRP via your UK debit/credit card.


Coinbase allows you to buy XRP in under 15 minutes – a few clicks, a few keystrokes and you’re done. This includes the process of opening an account and uploading a copy of your passport or driver’s license.

However, Coinbase will hit you with some larger fees. To purchase Ripple with a debit card, you will pay a standard commission of 3.99%. If you deposit funds via a UK bank transfer, you won’t pay a transaction fee. You will, however, need to pay a trading commission of 1.49% when you buy Ripple and when you cash out.

Why we like it

Coinbase provides reassurance to users through it’s security methods by offering a trusted mobile wallet that allows you to store your XRP coins securely.

As an additional security step, a two factor authentication is required for the setting up of all accounts.


If you have previous trading experience or are planning to take a high level of activity with your trades, then Binance is a great choice if you’re looking to purchase XRP.

The most straightforward method to buy XRP is to open a Binance account, verify your ID, and purchase XRP with a credit and debit card. You need to click on the Buy Crypto in the top menu, switch to XRP in the bottom receive box, input the amount you wish to invest, and click continue to insert your credit/debit card details.

Once you have made your purchase, you can hold on to your XRP easily. You can store it safely on your Binance account or the crypto wallet app Trust Wallet, the most user-friendly and secure mobile wallet.

Why we like it

  • Buy XRP with bank transfer – Buy coins listed on Binance by depositing money from your bank account to the providers of these coins. Then, use these coins to buy XRP on the Binance exchange.
  • Trade XRP – Binance supports the deposit of more than 150 cryptocurrencies, several of which you can exchange for XRP at some of the best rates in the market.
  • Buy XRP with a credit card or debit card – You can directly purchase XRP with a credit card on Binance.


Opening your eToro live account is a short process, however, to ensure you are successfully verified, you need to provide valid proof of identification.

To buy Ripple, you need to make an initial deposit. The first minimum deposit may not be less than £200, and all other payments have a minimum deposit of £50.

Why we like it

eToro allows you to purchase cryptocurrency from just £25 per trade making it one of the most cost-effective platforms.

As soon as you have finalised your investment, you can instantly get involved in the trading process.


OKEx is one of the best platforms to purchase Ripple in the UK when exchanging for another digital asset. If you are holding Bitcoin or Ethereum, there is no need to deposit funds with a debit/credit card to buy XRP. You can head over to OKEx, transfer the digital currency into your account, and exchange the coin for Ripple.

Why we like it

There are several benefits that come with purchasing XRP through OKEx. The platform has low trading feeds with a commission of 0.10%.


transaction settlement time


If you’re holding valuable coins online, you should consider using a crypto wallet.

Sending and receiving XRP requires a wallet. An XRP wallet will provide you with the ability to access your funds and sign transactions with a combination of both your private and public keys. Using an XRP wallet will provide you with a safe, convenient, alternative way to store your funds. Examples include:


There are several hundred Ripple ATMs placed around the world however, only 10 are situated in the UK.

If you do have a nearby crypto ATM that supports XRP, here is the process:

  • Enter the amount of Ripple you wish to buy
  • The ATM will tell you how much you will get for your stated amount
  • Insert the cash into the machine
  • Collect the receipt printed

The receipt will provide you with instructions on how to claim your XRP coins via cryptocurrency wallets.


As seen above, many platforms allow you to purchase XRP using a credit card. An example of an exchange to purchase Ripple using a credit or debit card is Paybis offering many benefits for your first transaction.

  • First transaction – no Paybis fee! When you buy Ripple with a credit card or debit card for the first time, they do not charge commission. You just have to pay the card processing and XRP network fees.
  • Convenience – the improved payment flow will allow you to save time when you buy XRP with a credit card.

buy ripple xrp


If you want to buy Ripple with Bitcoin, you should use a cryptocurrency exchange that allows you to quickly and easily convert. As you are conducting a crypto-to-crypto transfer the exchange doesn’t need to collect any personal information other than an email address.

As mentioned above, OKEx is an ideal exchange allowing you to convert your cryptocurrencies.


Although Ripple is not as widely used as other cryptocurrencies, it still has a very devoted following. The most important aspect when buying Ripple is that you only use a highly regulated platform before embarking on your investment journey.

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